US Bank mortgage recast: rules and fee
Every figure below is taken from US Bank consumer fee schedule (PDF) and was checked on 27 Aug 2026. Where US Bank publishes nothing, the row says so rather than guessing.
Verified 27 Aug 2026 Servicer fee schedule (PDF)
Minimum lump sum
None stated
Not published
Recast fee
$250
$250 “Recast Modification Fee”
Excluded loan types
See note
Not published
Timing & frequency
Not published
Not published
Primary source
US Bank consumer fee schedule (PDF) — usbank.com — checked 27 Aug 2026. The exact document URL is not recorded here; see methodology.
Escrow
Not published. A recast fixes principal and interest. It does not fix the escrow portion of your bill, which is billed separately and can still move with taxes and insurance.
Price a recast on these rules
The calculator prefills US Bank's $250 fee.
Ad slot — below the policy
Reserved 280px in CSS. Fixed position, no auto ads, no layout shift.
Other servicers
Compiled and verified by Moh Bami, Tampa, FL, on 27 August 2026. This page states what US Bank publishes. It is not mortgage advice, and it is not a quote.