Home/ Lenders/ CrossCountry

CrossCountry mortgage recast: rules and fee

Every figure below is taken from Educational page only — no policy document and was checked on 27 Aug 2026. Where CrossCountry publishes nothing, the row says so rather than guessing.

Verified 27 Aug 2026 Servicer’s own page
Minimum lump sum
None stated
Not stated
Recast fee
Not published
“$200 or $300” — generic, not a fee schedule
Excluded loan types
See note
Not published
Timing & frequency
See note
“Once during its lifespan”
Primary source

Educational page only — no policy document — crosscountrymortgage.com — checked 27 Aug 2026. The exact document URL is not recorded here; see methodology.

Escrow

Not published. A recast fixes principal and interest. It does not fix the escrow portion of your bill, which is billed separately and can still move with taxes and insurance.

Price a recast on these rules

CrossCountry publishes no fee, so the calculator leaves your own figure in place.

Use CrossCountry in the calculator

Other servicers

ChaseWells FargoBank of AmericaRocket MortgageMr. CooperPennyMacFreedom MortgageUS BankTruistNewrez / ShellpointFlagstarPenFedTrustmarkSpecialized Loan ServicingNew American FundingPlains CommerceThe Mortgage FirmPNCNavy FederalFifth ThirdGuild MortgageloanDepotCiti

Compiled and verified by Moh Bami, Tampa, FL, on 27 August 2026. This page states what CrossCountry publishes. It is not mortgage advice, and it is not a quote.